We spend many years saving and investing in our retirement portfolios. And when we retire, there is still more work to be done. You probably have many accounts in your retirement portfolio including a 401(k), traditional IRA, Roth IRA, after-tax brokerage account, annuity, Social Security benefits, and perhaps even a traditional pension. You will need to use all of these sources of income efficiently to best replace the paychecks you used to get from your job.
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